for somone just getting credit established, which credit card company is best to use?
my hubby is in iraq now and has really bad credit. i have none. i researched how to use a credit card properly and talked to my neighbors. i want to establish some credit responsibly. which credit card company visa, mastercard, ect is the best to start out with? dont try to answer with other suggestions, i have looked at all of my options, this is it. thats a bank! not a credit card company!- chase. we have had others and have been happiest with chase. through the years we have had great offers, zero percent on cars from them and stuff. we always check with them first when purchasing homes, cars, etc. no citibank. we had a bad experience with them not closing the account when we paid it off. man, we had to get rude with them to get them to officially close it. it was a pain in the you know what. good luck to you! and a big thank you and god bless you to your hubby in iraq! come home soon and come home safe!
- Chase is the best i think so but you can make some search on yahoo and google to find some others and there may be some better one you can get. To know more you can visit creditcardbiz. blogspot.com and onlinepaymentoption. blogspot.com
- wells fargo is the best
- I started out with Capital One my freshman year in college. I still have the same credit card company. I have been pretty happy with their service and I only use it for emergencies
- It doesn't matter which cc co. you start with. What matters is what you do with the credit that you get. First off, pull a copy of each of your reports from each of the three bureaus. Check them for accuracy and dispute anything that is wrong. Pay off anything that is outstanding. That will show that, though you may have been irresponsible in the past, you have since turned over a new leaf. Next, apply for only one card apiece no more frequently than every three months. You do not want to look desparate. If you co - sign each other's cards, that will be an inquiry on each of your credit reports. Keep that in mind. When you have one card, make sure that you pay the balance in full every single month. Show them that you are dependable and you do not overspend. When your good credit use can be seen on your credit report for several months in a row, then feel free to try for another one. Building credit takes time and too much too fast will put up red flags. Credit cards, sadly, do seem to be the best way to build your credit. Loans are tricky and they actually lower your credit score when you first take them out because cc companies and other lenders know that a loan is a higher priority. especially if it is for a house or car. If you are thinking about having a friend or relative add you to their credit, make sure they are someone you trust. Their poor spending or payment habits will affect you. Again, and to pointedly answer your question, it doesn't matter whether you start out with mastercard or visa. They are all the same. Lenders do not care about where your credit came from, they only care about what you did with it once you got it
- I started out with Clout Visa right after high school. Its pretty easy to get I had no credit before that Capital one is also good
- If you have bad credit, the odds of you getting a credit card through a bank is really low. Your best bet to get approved for a unsecured or secured credit card is to use a credit card company. I have listed a source below that has a free list for consumers of credit card companies that issue credit to people with bad to no credit, plus the site contains some good advice on improving your credit score. Be careful, get home safe. and Good Luck
- After you choose between Mastercard and Visa, you have to choose a bank who issues them. I would not stress too much about 'Visa vs. Mastercard' since they're both accepted pretty much everywhere. To find a complete list of credit cards to help build your credit, visit: asapcreditcard.com / unsecured - offers.html I would recommend the Orchard Bank Platinum Mastercard. It's a very compe ive offer - plus, Orchard will consider you for multiple offers with 1 application. This means you will only have 1 inquiry on your credit report too many inquiries can reduce your credit score. Hope the helps. GOOD LUCK! PS: Tell your 'hubby' thanks!
- If you have really crappy credit, then you will not qualify for a chase card, I already tried. Can he get a star card from the military? I went and got an orchard bank card, it's the best card for crappy credit, and it may cost a little, it depends on how bad your credit is. orchardbank.com
- When establishing credit, the easiest thing to do is get a relative who already has a credit card to add you. If this is not a possibility, check with your personal bank about their credit card offered. Lastly, most companies offer a card for newly establishing credit. Often you will get "pre - approved offers" for these cards as most issuers only allow a certain percent of these in their portfolio. When receiving these, read the terms carefully! Some are very good with a small annual fee. Others charge more fees to initiate than the credit line you are igned. I hope this helps! P. S. Wells fargo does have a credit card. This person was just giving their opinion on a particular company
Knowledge Base
If payed your credit card using the online services they provide how long will it take 2 post. ?
if you paid it today, it should be cleared by monday. i do it all the time. the answer is probably on your credit card company's website. check there. american express takes 24 - 48 hours usually 48 hours to post a payment. it's such a pain in the arse. (best credit card company)
What credit cards are made so that you are instantly approved or denied?
i preferably need a studen credit card to build up my credit - seeing as how i do not have any line of credit. i just need to know which credit cards / student credit cards instantly approve / deny you or at least you find out some sort of (secured business credit card)
What makes a security code of a visa credit card valid?
so i am on itunes and i am not old enough to have a credit card so i buy those preloaded credit cards from visa which means i have to update my billing info now when i try to i put in all the info but when i c done (credit card online application)
Knowledge Base: Credit Card Company
what is the best credit card company with no annual fee?
i want someone i can pay online, offers low interest, and has a reasonable billing cycle. good luck. manage - my - card.com i have this master card i took the offer through mail thinking i would not get approved but i did get it for a very limited amount (credit card company)
Best credit card company with lots of money to use?
basically i need a card that is willing to let me use 5, 000 dollars fo my wedding. how do i get that card, what company is the best with low interest rates, and how can i get that much money? or any other idea's to get 5, 000 by (visa credit card company)
How long does it take a credit card company to process a credit card application?
i just submitted an application for a secured credit card about a week ago and the credit card company debited the $200 from my checking account that i would need for a security deposit and i still haven't received my credit card yet. when do you expect that i should (credit card company)
What is the best credit card company currently?
i am looking to apply for a visa or master card credit card that has the best deal. any recommendation? happy holidays!. it's awesome that you are being proactive and shopping around! this website has info on how to find the best rates and tips on credit cards. good luck! (visa credit card company)
What is the best credit card company with the best point program flymiles of anything else ?
i do not know much about credit cards, but i need to finally get one and i want to use one that gives you points after you purchase things. i will paying much tuition this year and figured i should use a card that i can get something back from. (credit card company)
Knowledge Base: Visa Credit Card Company
how do I pay my credit card payment on line please?
do not get yourself in debt to the credit card company. they love to charge you. it all depends on who the credit card is with. i pay my td visa on the td canada trust website. call the credit card company and they will take the payment either by (visa credit card company)
for somone just getting credit established, which credit card company is best to use?
my hubby is in iraq now and has really bad credit. i have none. i researched how to use a credit card properly and talked to my neighbors. i want to establish some credit responsibly. which credit card company visa, mastercard, ect is the best to start out with? do (visa credit card company)
Do Mastercard or Visa credit card companies provide student credit card, or a business credit card?
i am joining a survey company for which i need to pay membership fees and they accept only master card visa crd and american express card. so i need to get a card from either of these companies. visa, mastercard, and amex all provide different options. anything to get you (visa credit card company)
whats the difference between a Visa / Mastercard and a store credit card?
5k, or it could be that the credit reporting bureau that the store credit card company uses has something negative on your report that might not be on the credit report the mc / visa. there are so many factors that creditors look at when extending credit that it could (visa credit card company)
